Finance from a higher vantage point
sora
noun
(そら/空) meaning 'sky' in Japanese. Evoking vastness, freedom, and potential
Sora is a leading finance broking and credit advisory firm specialising in residential, commercial, and business funding.
Founded by corporate bankers at Australia’s largest banks - we are not your run-of-the-mill brokers acting as pass-through between you and the bank.
With a clear understanding of what makes or breaks a deal
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We structure and present applications correctly the first time
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Anticipate lender concerns to minimise follow-up questions
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When questions do arise, we handle them directly
In a world where ‘good enough’ is everywhere, we hold ourselves to one of the forgotten principles – servicing clients the way we want to be serviced.
Tailored Strategy, built for altitude
Every client receives a strategy aligned to both present needs and future goals.
We design optimised loan structures that build flexibility and long-term strength, not just approvals.
Precise negotiation, sharper outcomes
Our experience in lending and credit allows us to negotiate with precision, securing rates that often surpass what’s publicly available.
Bespoke Service. Lasting Partnership
You’re never a one-off transaction.
We stand beside you through every stage - providing clarity, transparency, and care while managing the complexities behind the scenes.
Every 6–12 months, we proactively review your facilities to ensure they remain competitive and aligned with your next milestone.
how we help
Owning property or growing your business is one of life’s biggest milestones and navigating finance shouldn’t make it harder.
In a market that changes daily and advice that often contradicts itself, it’s easy to feel confused about where to start or which loan truly fits your goals.
Go direct and you’ll face long wait times, rigid policies, and borrowing limits that rarely reflect your full potential, or worse, a decline that affects your credit score.
That’s where we step in.
With access to over 50 lenders, we navigate both residential and commercial markets on your behalf, negotiating sharper rates and structuring finance built for both your current and future goals
We strip away complexity so professionals can secure finance without red tape or wasted time.
Our service is completely free and built around one objective
Your best financial outcome, today and tomorrow.
services
really hard loans
Residential mortgages
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New home
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Investment property
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Refinances
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Interest rate reviews
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Restructure and equity release
Auctions
Investment property in trusts
Commercial Property
Business loans (no property security)
Equity purchase into firms
Business acquisitions / mergers
SMSF
specialist income expertise
Every profession has its nuances, and so does its income
We understand how to correctly capture and present income streams - ensuring your true financial position is recognised.
Our experience extends across, but is not limited to:
Sales & commission based roles
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Maximising commissions and bonus structures.
Professional services firms
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Including distributed profits to family members (where allowable) to reflect genuine earning power
Accounting and law partners
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Using Partner REM letters instead of tax returns for accurate servicing.
Medical professionals
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Annualising recent income to reflect current performance.
Tech and IT professionals
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Accurately factoring in RSUs and variable remuneration correctly
Reach out
Address: Level 1, 1.01, 222 Pitt St, Sydney NSW 2000
Phone: 0411 357 710
Email: ivan@sorafinancial.com.au
The privacy of your personal information is important to us. By providing your personal information to Sora Financial, you consent to be contacted by a representative of Sora Financial
Sora Financial Credit Representative 554441 is authorised under Australian Credit Licence Number: 389328 | ABN: 35 684908 496
Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.