Finance, Elevated.
sora
/saw ; rah/
noun
(そら/空) meaning sky in Japanese.
Evoking freedom, boundlessness, and potential
Sora Financial is a premium finance broking and credit advisory firm specialising in residential, commercial, and business funding.
Founded by a proper banker with commercial banking experience from Australia’s largest banks - Sora is not your run-of-the-mill brokerage acting as pass-through between you and the bank.
With a clear understanding of what makes or breaks a deal
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We structure and present applications correctly the first time
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Anticipate lender concerns to minimise follow-up questions
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When questions do arise, we handle them directly
In a world where ‘good enough’ is everywhere, we hold ourselves to one of the forgotten principles – service clients the way we want to be serviced.
/saw ː rah/
noun
(そら/空) meaning sky in Japanese.
Evoking freedom, boundlessness, and potential
How we help
Owning property or growing your business is one of life’s biggest milestones and navigating finance shouldn’t make it harder.
In a market that changes daily and advice that often contradicts itself, it’s easy to feel confused about where to start or which loan truly fits your goals.
Go direct and you face rigid lending policies, where nuance is ignored, without insider knowledge to get around, and borrowing limits that rarely reflect your full potential.
That’s where we come in.
With access to over 50 lenders, we navigate both residential and commercial markets on your behalf
Our service is completely free and built around one objective
Your best financial outcome, today and tomorrow
Clear, practical guidance
We take time to understand your goals, strategise, and explain your options in plain English without confusion or pressure
You’re not just along for the ride; you’re in the driver’s seat, fully understanding both the how and the why
personal - not transactional
Our service is personalised and bespoke, not transactional.
You work directly with us, no off-shore teams, and every decision is guided by your broader goals, your ten-year plan, and the steps to get you there
partnership - beyond the annual review
Our post-settlement service goes beyond a once a year check-in or rate review.
We act as your personal credit advisor providing clarity and strategy across the full capital spectrum at any time, with proactive check-ins throughout the year and direct access to the right experts when you need them
Services
Really hard loans
Residential mortgages
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Auctions
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New home
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Investment property
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Equity release
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Interest rate review
Construction and development finance
Investment property in trusts
Commercial Property
Business loans (no property security)
1. acquisitions & mergers
2. equity purchase into firms
debt recycling & structuring
SMSF
Specialist income expertise
Every profession has its nuances, and so does its income
We understand how to correctly capture and present income streams - ensuring your true financial position is recognised.
Our experience extends across, but is not limited to:
Sales & commission based roles
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Maximising commissions and bonus structures.
Professional services firms
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Including distributed profits to family members (where allowable) to reflect genuine earning power
Accounting and law partners
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Using Partner REM letters instead of tax returns for accurate servicing.
Medical professionals
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Annualising recent YTD income to reflect current performance.
Tech and IT professionals
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Accurately factoring in RSUs and variable remuneration correctly
Reach out
Address: 1.01, 222 Pitt Street, Sydney, NSW 2000
Phone: 0411 357 710
Email: ivan@sorafinancial.com.au
The privacy of your personal information is important to us. By providing your personal information to Sora Financial, you consent to be contacted by a representative of Sora Financial
Sora Financial, Credit Representative 554441 is authorised under Australian Credit Licence Number: 389328 | ABN: 35 684908 496
Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.